diff --git a/src/server/game/Guilds/Guild.cpp b/src/server/game/Guilds/Guild.cpp
index 39a156606..0b534676e 100644
--- a/src/server/game/Guilds/Guild.cpp
+++ b/src/server/game/Guilds/Guild.cpp
@@ -1798,8 +1798,14 @@ void Guild::SendBankTabData(WorldSession* session, uint8 tabId, bool sendAllSlot
         _SendBankContent(session, tabId, sendAllSlots);
 }
 
-void Guild::SendBankTabsInfo(WorldSession* session, bool sendAllSlots /*= false*/) const
+void Guild::SendBankTabsInfo(WorldSession* session, bool sendAllSlots /*= false*/)
 {
+    Member* member = GetMember(session->GetPlayer()->GetGUID());
+    if (!member)
+        return;
+
+    member->SubscribeToGuildBankUpdatePackets();
+
     _SendBankList(session, 0, sendAllSlots);
 }
 
@@ -1809,12 +1815,17 @@ void Guild::SendBankTabText(WorldSession* session, uint8 tabId) const
         tab->SendText(this, session);
 }
 
-void Guild::SendPermissions(WorldSession* session) const
+void Guild::SendPermissions(WorldSession* session)
 {
-    Member const* member = GetMember(session->GetPlayer()->GetGUID());
+    Member* member = GetMember(session->GetPlayer()->GetGUID());
     if (!member)
         return;
 
+    // We are unsubscribing here since it is the only reliable way to handle /reload from player as
+    // GuildPermissionsQuery is sent on each reload, and we don't want to send partial changes while client
+    // doesn't know the full state
+    member->UnsubscribeFromGuildBankUpdatePackets();
+
     uint8 rankId = member->GetRankId();
 
     WorldPackets::Guild::GuildPermissionsQueryResults queryResult;
@@ -1857,8 +1868,6 @@ void Guild::SendLoginInfo(WorldSession* session)
 
     LOG_DEBUG("guild", "SMSG_GUILD_EVENT [{}] MOTD", session->GetPlayerInfo());
 
-    SendBankTabsInfo(session);
-
     Player* player = session->GetPlayer();
 
     HandleRoster(session);
@@ -2878,13 +2887,17 @@ void Guild::_SendBankList(WorldSession* session /* = nullptr*/, uint8 tabId /*=
         LOG_DEBUG("guild", "SMSG_GUILD_BANK_LIST [{}]: TabId: {}, FullSlots: {}, slots: {}",
                      session->GetPlayerInfo(), tabId, sendAllSlots, packet.WithdrawalsRemaining);
     }
-    else /// @todo - Probably this is just sent to session + those that have sent CMSG_GUILD_BANKER_ACTIVATE
+    else
     {
         packet.Write();
         for (auto const& [guid, member] : m_members)
         {
+            if (!member.ShouldReceiveBankPartialUpdatePackets())
+                continue;
+
             if (!_MemberHasTabRights(member.GetGUID(), tabId, GUILD_BANK_RIGHT_VIEW_TAB))
                 continue;
+
             Player* player = member.FindPlayer();
             if (!player)
                 continue;
diff --git a/src/server/game/Guilds/Guild.h b/src/server/game/Guilds/Guild.h
index df5c288e0..2c6591f69 100644
--- a/src/server/game/Guilds/Guild.h
+++ b/src/server/game/Guilds/Guild.h
@@ -306,7 +306,8 @@ public: // pussywizard: public class Member
             m_class(0),
             m_flags(GUILDMEMBER_STATUS_NONE),
             m_accountId(0),
-            m_rankId(rankId)
+            m_rankId(rankId),
+            receiveGuildBankUpdatePackets(false)
         {
         }
 
@@ -353,6 +354,10 @@ public: // pussywizard: public class Member
 
         inline Player* FindPlayer() const { return ObjectAccessor::FindConnectedPlayer(m_guid); }
 
+        void SubscribeToGuildBankUpdatePackets() { receiveGuildBankUpdatePackets = true; }
+        void UnsubscribeFromGuildBankUpdatePackets() { receiveGuildBankUpdatePackets = false; }
+        [[nodiscard]] bool ShouldReceiveBankPartialUpdatePackets() const { return receiveGuildBankUpdatePackets; }
+
     private:
         uint32 m_guildId;
         // Fields from characters table
@@ -371,6 +376,8 @@ public: // pussywizard: public class Member
         std::string m_officerNote;
 
         std::array<int32, GUILD_BANK_MAX_TABS + 1> m_bankWithdraw = {};
+
+        bool receiveGuildBankUpdatePackets;
     };
 
     // pussywizard: public GetMember
@@ -718,10 +725,10 @@ public:
     void SendInfo(WorldSession* session) const;
     void SendEventLog(WorldSession* session) const;
     void SendBankLog(WorldSession* session, uint8 tabId) const;
-    void SendBankTabsInfo(WorldSession* session, bool showTabs = false) const;
+    void SendBankTabsInfo(WorldSession* session, bool showTabs = false);
     void SendBankTabData(WorldSession* session, uint8 tabId, bool sendAllSlots) const;
     void SendBankTabText(WorldSession* session, uint8 tabId) const;
-    void SendPermissions(WorldSession* session) const;
+    void SendPermissions(WorldSession* session);
     void SendMoneyInfo(WorldSession* session) const;
     void SendLoginInfo(WorldSession* session);
 
diff --git a/src/server/game/Handlers/GuildHandler.cpp b/src/server/game/Handlers/GuildHandler.cpp
index a3049eaa0..648380145 100644
--- a/src/server/game/Handlers/GuildHandler.cpp
+++ b/src/server/game/Handlers/GuildHandler.cpp
@@ -290,7 +290,7 @@ void WorldSession::HandleGuildBankerActivate(WorldPackets::Guild::GuildBankActiv
     guild->SendBankTabsInfo(this, packet.FullUpdate);
 }
 
-// Called when opening guild bank tab only (first one)
+// Called when opening guild bank tab only
 void WorldSession::HandleGuildBankQueryTab(WorldPackets::Guild::GuildBankQueryTab& packet)
 {
     LOG_DEBUG("guild", "CMSG_GUILD_BANK_QUERY_TAB [{}]: Go: [{}], TabId: {}, ShowTabs: {}"